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Mortgage Brokers in Pennsylvania
Financial Access, LLC
"Property Ownership Within Reach"
First and Second Mortgages · Purchases · Refinancing · Home Equity Loans · Lines of Credit
Ph: 267-382-0690 Toll Free: 866-636-9300 · Licensed in Pennsylvania
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Equal Housing Lender

Struggling with less than perfect credit? Not sure if you qualify for a mortgage?

Qualifying for a mortgage with "problem" credit is possible with Financial Access, LLC. The company's goal is to help PA residents obtain a mortgage by reviewing a current credit report, explaining how to correct the problem (s), and following up to assure your problem account(s) have been updated prior to settlement. There is no need to schedule a face-to-face appointment because the information can be relayed over the phone, fax, or e-mail. The process is one of the services provided by Financial Access, LLC to improve your qualifications for a loan.

The credit (FICO) scores provided by the three major credit reporting bureaus determines your ability to pre-qualify for a mortgage loan. If the average score is below 620, you (the borrower) will qualify for a "subprime" loan. You will pay a higher interest rate than a "prime" loan, because the lender views the loan as a higher risk for lending money.

A few examples of credit problems that would affect your FICO score noted on a credit report:

  • Bankruptcy-Chapter 7 or Chapter 13
  • Judgments
  • Outstanding debt not paid for over 120 days in collections.
  • Debt not paid and uncollected is changed to a profit and loss status
  • Car payments and credit card payments delinquent over 30 days.
  • Mortgage payments delinquent over 30 days
  • Repossession or voluntary repossession of a car loan
  • Foreclosure and repossession of a secure residential property
  • Tax and other liens
  • Complications from a divorce
Excellent, good, or problem credit, Financial Access, LLC has many programs that meet the needs of first-time home buyers and current home owners to purchase the next property or simply refinance. Contact us now for a free, no-obligation credit check and mortgage financial analysis! Just fill out the form on the left hand side of this page to get started.

We Can Make it Possible!

Financial Access, LLC
440 Auburn Court, Souderton, PA 18964
Phone: 267-382-0690 · Toll Free: 866-636-9300 · Fax: 267-382-0634

Licensed by Pennsylvania Dept. of Banking
Pursuant to the First and Secondary Mortgage Loan Act